How to Check Car Accident History in Dubai (MOI & Plate Number)
If you own a car or are planning to buy a used vehicle, checking the car accident history in Dubai is one of the most important steps you should never skip. Accident history directly impacts car insurance premiums, claim approvals, and resale value.
In Dubai and across the UAE, vehicle accident history is recorded digitally and can be accessed through official government platforms.
Why Checking Vehicle Accident History Is Important
Checking accident history helps you:
Avoid buying previously damaged vehicles
Understand insurance risk and premium impact
Ensure transparency before ownership transfer
Prevent claim rejection due to undisclosed damage
Insurance companies rely heavily on MOI accident records when pricing motor insurance.
👉 Before purchasing or renewing car insurance in Dubai, it’s strongly recommended to verify accident history on official platforms:
https://insurancepolicy.ae/car-insurance/
How to Check Car Accident History in Dubai (Official Methods)
✅ Method 1: MOI Vehicle Accident History Check
The Ministry of Interior (MOI) maintains the official accident database for UAE vehicles.
You can check accident history using:
Plate number
Traffic code
Chassis number
The report shows:
Accident date
Accident location
Severity (minor / major)
Police involvement
This is the most trusted source used by insurers.
✅ Method 2: Emirates Vehicle Gate (EVG)
EVG provides:
Accident history summary
Vehicle status
Registration details
Commonly used during:
Used car purchases
Ownership transfer
Insurance underwriting
Can You Check Accident History by Plate Number?
Yes. Accident history by plate number is available through MOI and EVG portals. This is especially useful when buying second-hand vehicles from private sellers.
How Accident History Affects Car Insurance in Dubai
Vehicles with previous accidents may face:
Higher premiums
Reduced insurer options
Limited comprehensive coverage
Some insurers may:
Request inspection reports
Exclude previous damage
Using a licensed broker platform like InsurancePolicy.ae helps compare insurers that accept vehicles with accident history at competitive rates.
FAQ
Use the Dubai Police App or DubaiNow and enter your plate details.
Yes, as long as you use official government apps or websites.
Yes. Outstanding fines can delay registration and insurance renewal.
No. Dubai Police has confirmed such messages are scams.
