Home health care in Dubai is becoming a preferred option for patients who need medical support without extended hospital stays. With the right health insurance plan, you can receive professional medical care at home — safely, comfortably, and cost-effectively.
At InsurancePolicy.ae, we help you understand how home health care works, what your insurance may cover, and how to access these services without claim issues.
What Is Home Health Care?
Home health care refers to medical services delivered at a patient’s residence by licensed healthcare professionals. These services are designed for patients who need clinical care but do not require hospital admission.
Benefits of Home Health Care
-
Comfortable recovery at home
-
Personalised one-to-one medical attention
-
Lower exposure to hospital-acquired infections
-
Faster recovery for suitable cases
-
Often more affordable when covered by insurance
Who Is Home Health Care Suitable For?
Home health care is commonly used by:
-
Elderly patients requiring daily medical support
-
Patients recovering after surgery or hospital discharge
-
Individuals with chronic illnesses
-
Patients with mobility or disability challenges
-
New mothers and newborns
-
Patients requiring palliative or post-acute care
Types of Home Health Care Services in Dubai
1. Skilled Nursing Care at Home
Provided by DHA-licensed nurses, including:
-
Wound dressing and post-operative care
-
Medication administration
-
IV therapy
-
Vital signs monitoring
2. Home Physiotherapy & Rehabilitation
Ideal for:
-
Post-surgery recovery
-
Orthopaedic and sports injuries
-
Stroke and neurological rehabilitation
3. Elderly & Chronic Disease Care
Support for long-term conditions such as:
-
Diabetes
-
Hypertension
-
Cardiac conditions
4. Postnatal & Newborn Care
Includes:
-
Mother’s recovery support
-
Newborn health monitoring
-
Breastfeeding guidance
Is Home Health Care Covered by Health Insurance in Dubai?
Yes — home health care may be covered, depending on your policy benefits and medical necessity.
What Is Usually Covered
✔ Doctor-prescribed home nursing
✔ Medically necessary physiotherapy at home
✔ Post-hospitalisation care
✔ Services provided by DHA-licensed providers
What Is Usually Not Covered
✘ Long-term personal caregivers
✘ Non-medical assistance (cleaning, companionship)
✘ Services without medical justification
Coverage limits, visit caps, and approvals vary by insurer and plan type.
How to Get Insurance Approval for Home Health Care
To avoid claim rejection, follow these steps:
-
Get a doctor’s referral or medical report
-
Choose a DHA-licensed home health care provider
-
Submit a pre-approval request to your insurer
-
Receive written insurance approval
-
Start services under approved limits
Documents Required for Insurance Claims
-
Doctor’s prescription or referral
-
Treatment plan and cost estimate
-
Emirates ID copy
-
Insurance card copy
-
Insurer’s pre-approval confirmation
Why Choosing a DHA-Licensed Provider Matters
Insurance companies in Dubai only recognise Dubai Health Authority (DHA)-licensed providers. Using unlicensed caregivers may result in:
-
Claim rejection
-
No reimbursement
-
Quality and safety risks
How InsurancePolicy.ae Can Help
At InsurancePolicy.ae, we:
-
Compare health insurance plans with home care benefits
-
Explain coverage limits clearly
-
Help with insurer approvals
-
Assist with policy upgrades or better coverage
👉 Compare Health Insurance Plans with Home Care Benefits
📞 Speak to a Health Insurance Advisor Today
📩 Get a Free Coverage Check
FAQ
Basic plans usually offer limited or no home care coverage. Enhanced or comprehensive plans are more likely to include it.
Yes. Most insurers require pre-approval before services begin.
Yes, if prescribed by a doctor and approved by the insurer.
In many cases, yes — especially for recovery-based care when insurance applies.
